Bank Frick expands its real time payments offering
Bank Frick expands its payment services offering: With SEPA and SIC Instant Payments, real time payments are now available around the clock, 365 days a year. Euro payments can be sent and received in real time, while CHF payments can currently be received in real time.
The service is available both in Bank Frick’s Online Banking and via its API. It is particularly suitable for time critical payments and automated payment processes. Instant payments can also be received via Virtual IBANs.
Euro payments within seconds
SEPA Instant Payments enable real-time euro transfers within the SEPA area. Payments are executed within a maximum of ten seconds, credited to the recipient’s account immediately and processed at weekends and on public holidays. At Bank Frick, a per-transaction limit of EUR 100,000 applies to SEPA Instant Payments. Both the sending and receiving banks must support instant payments.
Receive CHF payments in real time
SIC Instant Payments enable real time payments in Swiss francs within Switzerland’s SIC payment system. Bank Frick currently supports the real-time receipt of CHF payments, provided that the financial institutions involved support instant payments.
Faster payment processing
Instant payments significantly accelerate payment processing. Funds are credited within seconds and are available immediately. For businesses, this means faster access to liquidity, more efficient processes and an improved customer experience. This is particularly relevant for platforms, crypto exchanges, e-commerce providers and digital business models, where the rapid receipt of funds can be crucial.
Retail customers also benefit from greater flexibility: Payments are processed without delay, incoming payments are visible immediately and the timing of payments can be managed more effectively.
‘In an increasingly digital economy, instant payments offer clear added value: businesses gain faster access to liquidity, enabling them to optimise their business processes and improve the customer experience. For digital business models in particular, real-time transfers can therefore become a competitive advantage,’ says Nicolas Marxer, Head of Blockchain Banking Solutions at Bank Frick.
Would you like to find out more?
Related Articles
From Internship to CFO at Bank Frick
Melanie Mündle speaks with Liechtenstein business publication Wirtschaft regional about her career journey – from a reception desk internship to the Board of Directors.
Bank Frick issues warning about fraudulent «Frick Starter» offer
Bank Frick would like to draw attention to the fact that emails which are currently presumed to be fraudulent are in circulation. In these emails, third parties are misusing the name, logo, as well as image and presentation materials of Bank Frick.
Sunshine, mud and solidarity: LittleMudRun raises 5,000 Swiss francs for SOS Kinderdorf
Glorious sunshine, summery temperatures and plenty of movement: “LittleMudRun 2025” showed itself from its best side last September. At this year’s cheque handover, the participants are all smiles again, as the involvement of around 500 children has resulted in an impressive fundraising outcome.
Bank Frick expands AMC service offering to include active exchange listings
Bank Frick is expanding its Actively Managed Certificates (AMCs) offering: clients can now choose to have their AMCs actively listed on stock exchanges. This adds another vital component to its existing all-in-one solution, optimising market access, tradability, and distribution.
Bank Frick reports net profit of 9.2 million francs
In a challenging market environment, Bank Frick generated a profit of 9.2 million francs in 2025 and slightly exceeded its budgeted targets. Through targeted investments in strategic projects, products, and personnel, the Bank continued to pursue its growth strategy.
Focus on Crypto-Assets: New FINMA Requirements for Asset Managers
The Swiss FINMA has clarified its requirements for the custody of crypto-assets by asset managers. The new directive mandates that crypto-assets must be held separately for each client with a regulated custodian, such as a bank or an institution under equivalent supervision. Foreign custodians are only permitted if they provide bankruptcy protection equivalent to Swiss regulations.
Asset managers with crypto strategies and investment products—especially AMCs and ETPs—must review and, if necessary, adjust their current setups. Regulatory-compliant, legally robust, and operationally reliable custody solutions have become essential.
Bank Frick, as a MiCAR-licensed and regulated bank, offers tailor-made, legally secure solutions that combine regulated custody, trading, and additional services—positioning itself as a reliable partner in light of increasing regulatory demands in Switzerland and the EEA.
Certificates awarded to new Blockchain and FinTech experts
25 graduates of the University of Liechtenstein’s professional development programmes, Certificate Programme in Blockchain and FinTech and CAS Blockchain and FinTech, received their certificates on 13 March 2026. Professor Martin Angerer, Academic Director and Professor of Finance, presented the certificates during a graduation ceremony.
Bank Frick considers strategic partnerships
As part of its strategic development, Bank Frick is evaluating securing long-term strategic partners and investors. The aim is to support the next phase of growth and in particular to further expand the digital B2B banking business.
Bank Frick expands its Board of Directors with Marzia Thüring-Menegon
At the proposal of the Chair of the Board of Directors, Dr Mario Frick, the Annual General Meeting of Bank Frick appointed an additional board member. With Marzia Thüring-Menegon, the Bank gains the Board of Directors’ preferred candidate, who will reinforce the strategic direction with her experience particularly in payment transactions, IT and transformation.
Apply Now: Bank Frick Offers Scholarship for Blockchain and FinTech Programmes
Bank Frick, in collaboration with the University of Liechtenstein, is offering a scholarship for the Certificate Programme in Blockchain and FinTech (ZS) or the CAS in Blockchain and FinTech. The application deadline is 1 June 2026, and the programme starts on 27 August 2026.