Legal information on the use of

Persons who access information published on the website of Bank Frick & Co. AG (hereinafter referred to as “Bank Frick”) or who obtain publications of Bank Frick containing financial analysis declare that they agree to the following terms and conditions. Any possible special agreements or special conditions pertaining to individual services and products of Bank Frick apply in addition to these conditions. In the event of a contradiction, the special agreements or special conditions will have precedence.

Non-binding nature

The information (messages, subscription documents, prospectuses, brochures, etc.) published on the website is provided exclusively for information purposes and does not represent a recommendation or an offer or an invitation to buy or sell investment instruments, perform transactions or conclude any possible legal transaction. This applies in particular to persons domiciled in the US or having US nationality.

Furthermore, the information published does not represent any decision-making guidance for business, legal, tax-related or other consultancy questions. In addition, no investment or other decisions may be made solely on the basis of this information. In the case of investment decisions, please contact a qualified specialist at Bank Frick.

The website of Bank Frick is not intended for persons who are subject to a jurisdiction which prohibits the publication or access to the website of Bank Frick (due to the nationality of the respective person or company, their place of residence or for other reasons). Persons to whom such restrictions apply are not permitted to access the website of Bank Frick.

Keine Zusicherung/keine Gewährleistung

All information has been compiled by Bank Frick with great care. The information and opinions presented here originate from sources which we deem to be reliable. Bank Frick accepts no warranty for the accuracy, comprehensiveness and topicality of the information published on the website. The content of the website may be amended at any time and without prior announcement.

This offer contains several links to external websites of third parties, over which we have no influence. We therefore cannot accept liability for this third-party content. The relevant website provider, author or operator is responsible for the content of the sites linked to, which were checked by us personally at the time of linking for any possible legal violations. While no unlawful content was found at the time of linking, it is not possible to constantly check the content of the linked sites if there is no concrete indication that any laws have been violated. Should any violations be found to have occurred, such links will be deleted immediately.

Warning about risks

Bank Frick draws attention to the fact that the future performance of investments cannot be deduced from past stock price performances. The value of an investment can rise or fall, and in an extreme case may lead to the loss of the deployed capital. Investments made in foreign currencies are also subject to currency fluctuations. Investments involving high volatility can be subject to high price fluctuations. These price fluctuations may equal or even exceed the value of the invested amount. The preservation of the invested capital cannot therefore be guaranteed. Detailed information about risks can be obtained from Bank Frick or from the brochure “Risks in securities trading”.

Liability restrictions

Bank Frick accepts no liability for losses or damage of any nature whatsoever (both direct and indirect as well as consequential damage) which could arise out of the use of or access to the website of Bank Frick or from the use of one of our publications. The published information is exploited and utilised at the risk of the individual user.

Third-party websites (links)

Links on the website of Bank Frick may contain references to the websites of third parties. Bank Frick accepts no responsibility whatsoever for the accuracy, completeness and legality of the content of such websites, or for any possible offers (products, services, recommendations, etc.) contained therein.

Use of the website

The entire content and the structure of the website are protected by copyright. Users may download and temporarily save one or more of these pages for the purpose of viewing these at a specific location. Individual pages and/or sections of the website may be saved or printed out, insofar as neither the copyright notices nor other legally protected designations of Bank Frick are removed. All property rights are retained by Bank Frick. The complete or partial reproduction, amendment, utilisation or forwarding of all content, charts and information, transmission (by electronic or other means), modification or use of the website for public or commercial purposes is prohibited without the prior written approval of Bank Frick.

Notice concerning e-mail communication

E-mail messages and any attached documents may contain confidential information and are intended only for the named addressee(s). Any disclosure, dissemination or use by persons or entities other than the intended recipient is prohibited. If you have received a message in error, please notify the sender and delete the material from your system. Bank Frick accepts no liability for transmission errors or other errors during transmission. Information on the processing of personal data by Bank Frick can be found in our data privacy statement.

Own investments

Providing it is permitted pursuant to the prevailing legal and/or regulatory provisions, Bank Frick and its employees may participate in financial transactions of the securities issuer(s) mentioned in this publication, or invest in their securities, provide services to these issuers or approach them for orders and/or hold positions in their securities, options on these securities or on investments connected with them, have other substantial interests in them or carry out transactions with them.